Disclosures and Licenses

CompareInterestRates.com and Loanbright.com are web sites operated by SBBNet, Inc.

SBBNet is not a lender or a broker. The information provided by you to SBBNet is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender or broker. If you are contacted by a lender or broker that advertises with SBBNet and you submit a loan application to such lender or broker, your information remains between you and that lender or broker.

SBBNet does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points and loan programs posted by advertising lenders and brokers. All information is subject to change without notice. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

SBBNet shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis.

In no event shall SBBNet be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising from or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, validity and quality of any information is with the user.

Lenders and brokers participating in the SBBNet web site mortgage marketplaces are paid advertisers. SBBNet does not endorse any lender or broker on this website. SBBNet gets its information from third parties and is not responsible for typographical errors.

SBBNet recognizes there may be differences in interest rates based on loan amount, occupancy, credit grade, loan to value, geographic location and other factors. SBBNet encourages all visitors to this web site to contact several participating lenders or brokers for an exact quote on their mortgage financing scenario.

SBBNet, Inc., a Massachusetts corporation, is a licensed mortgage broker in the following states:

NMLS Number 1807
Arizona State License No. 0112896
California State License No. 603 A634
Connecticut State License No. 15801
Florida MBR1477
Georgia State License No. 20329
Illinois Illinois Residential Mortgage Licensee MB.6761014
Kansas

SBBNET, INC. IS A MORTGAGE BUSINESS REGISTERED WITH THE KANSAS OFFICE OF THE STATE BANK COMMISSIONER IN ACCORDANCE WITH THE LAWS OF THE STATE OF KANSAS. THIS REGISTRATION DOES NOT REPRESENT AN ENDORSEMENT OR RECOMMENDATION OF THE REGISTRANT'S PRODUCTS OR SERVICES BY THE OFFICE OF THE STATE BANK COMMISSIONER. AS A CONSUMER, YOU MAY SUBMIT A COMPLAINT OR INQUIRY ABOUT THIS MORTGAGE BUSINESS BY DELIVERING A WRITTEN STATEMENT TO THE OFFICE OF THE STATE BANK COMMISSIONER, 700 JACKSON, SUITE 300, TOPEKA, KS 66603.

Kansas Mortgage Business Registration No. 2004-4810

Maryland State License No. 12791
Massachusetts State License No. MB3667
Michigan State License No. FL0020752
Minnesota State License No. MB3667
New Hampshire Licensed by the New Hampshire banking department
State License No. 11619-MBR
New York State License No. A006437
North Dakota

NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARK, NORTH DAKOTA 58501-1204.THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER'S ABILITY TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS.

If your loan request is forwarded to one or more participating Lenders, you will receive from the Lenders detailed information about your loan, including the loan amount, interest rate, points, fees and other terms.

North Dakota Money Broker, License No. MB101136

Pennsylvania State License No. 55865
Rhode Island State License No. 20051953LB
South Carolina N/A
Tennessee State License No. 109161
Virginia Licensed by the Virginia State Corporation Commission SBBNet, Inc. d/b/a Loanbright.com
Virginia Mortgage Broker License No. MC3367
Washington State License No. 510-MB-27861